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Showing posts with the label personal finance

Accenture confirms Data Breach from August Ransomware Attack -&- Reasons to Avoid Retail Store Credit Cards

  Accenture confirms data breach after August ransomware attack https://www.bleepingcomputer.com/news/security/accenture-confirms-data-breach-after-august-ransomware-attack/ SOURCE:  Sergiu Gatlan, Bleeping Computer  Retail credit cards have APRs as high as 30%—here’s why they’re typically not worth it https://www.cnbc.com/2021/10/15/why-retail-credit-cards-typically-arent-worth-it.html SOURCE:  Nicolas Vega, CNBC 

CNA Insurance Hit by Cyberattack - Website Shut Down -&- The Best Credit Cards for 2021

  CNA insurance firm hit by a cyberattack, operations impacted https://www.bleepingcomputer.com/news/security/cna-insurance-firm-hit-by-a-cyberattack-operations-impacted/ SOURCE:  Lawrence Abrams, Bleeping Computer  The best credit cards of 2021 https://www.usatoday.com/story/tech/reviewedcom/2019/06/19/best-credit-cards/1499717001/ SOURCE:  USA TODAY

New Stimulus Checks Passed Under 'Budget Reconciliation' are not Protected from Garnishment or Unpaid Debts -&- Companies Re-Think Office Space

  New $1,400 stimulus checks could be garnished for unpaid debts. Some are calling for that to change https://www.cnbc.com/2021/03/10/why-1400-stimulus-checks-could-be-garnished-for-unpaid-debts.html SOURCE:  Lorie Konish, CNBC    Covid changed how we think of offices. Now companies want their spaces to work as hard as they do https://www.cnbc.com/2021/03/10/1-year-into-covid-employers-rethink-offices-and-function-matters-most.html SOURCE:  Lauren Thomas, CNBC 

SITA Data Breach Results in Stolen Data from Millions of Passengers from Major Airlines -&- Tax Mistakes to Avoid

  SITA data breach affects millions of travelers from major airlines https://www.bleepingcomputer.com/news/security/sita-data-breach-affects-millions-of-travelers-from-major-airlines/ SOURCE:  Ionut Ilascu, Bleeping Computer  IRS tax season 2021: 9 costly mistakes to avoid https://www.usatoday.com/story/money/taxes/2021/03/05/irs-tax-season-2021-9-costly-tax-mistakes-avoid/6890573002/ SOURCE:  Jessica Menton, USA Today 

NASA and FAA added to SolarWinds CyberAttack -&- Over 200,000 Credit Report Error Complaints Filed in 2020

  SolarWinds Hackers Also Went After NASA and the FAA https://gizmodo.com/solarwinds-hackers-also-went-after-nasa-and-the-faa-1846340394 SOURCE:  Lucas Ropek, Gizmodo Complaints of Credit Report Errors Reached All-Time Highs During the Pandemic https://www.fool.com/the-ascent/credit-cards/articles/complaints-of-credit-report-errors-reached-all-time-highs-during-the-pandemic/ SOURCE:  Brittney Myers, Motley Fool

Master P Launches 'BossUP Bank' for People who can't get a Bank Account -&- Judge Approves $650M Settlement against Facebook

  Master P launching BossUp Bank for people who can’t get bank accounts https://rollingout.com/2021/02/26/master-p-launching-bossup-bank-for-people-who-cant-get-bank-accounts/ SOURCE:  Michael "Ice Blue" Harris, Rollingout  Illinois Facebook users could get $345 each in photo-tagging lawsuit after judge approves $650M settlement https://www.foxbusiness.com/technology/illinois-facebook-photo-tagging-lawsuit-settlement SOURCE:  Audrey Conklin, FOXBusiness

Medical School Graduate Files Bankruptcy Appeal and gets $430,000 Student Loans Discharged -&- Victoria's Secret Closes 50 Stores

  Medical school graduate sees nearly all of his $440,000 in student loans discharged https://www.yahoo.com/finance/news/medical-school-graduate-440000-student-loans-discharged-151422886.html SOURCE:  Aarthi Swaminathan·Reporter, Yahoo Finance  Victoria's Secret store closings: Retailer to close up to 50 stores while Bath & Body Works opens new locations https://www.usatoday.com/story/money/shopping/2021/02/24/victoria-secret-store-closures-2021-bath-body-works-opening/6806159002/ SOURCE:  Kelly Tyko, USA Today 

Google Launches Initiative to Provide 100,000 Black Women Digital Skills Training -&- Average Credit Score State-by-State

  Google to provide 100,000 Black women with career, digital skills training https://www.foxbusiness.com/lifestyle/google-provide-100000-black-women-career-digital-skills-training SOURCE:  Jeanette Settembre, FOX Business Minnesota residents have the highest average credit score—here’s how other states compare https://www.cnbc.com/select/average-credit-score-by-state/ SOURCE:  Alexandria White, CNBC 

North Korean Hackers tried to Steal Pfizer's COVID Vaccine Technology -&- Financial Losses to Romance Scams Reached over $300M in 2020

  North Korea reportedly tried to hack Pfizer to steal COVID-19 vaccine tech https://www.cnet.com/news/north-korea-reportedly-tried-to-hack-pfizer-to-steal-covid-19-vaccine-tech/ SOURCE:  Carrie Mihalcik, C/net  Losses to romance scams reached a record $304 million in 2020 The FTC believes the pandemic limited people's ability to meet in person, which contributed to a spike in successful online romance scams https://www.zdnet.com/article/losses-to-romance-scams-reached-a-record-304-million-in-2020/ SOURCE:  Catalin Cimpanu, ZDNet  

Making $100,000/yr as a Whole Foods Store Manager without a College Degree -&- How to Answer the 'Salary' Question During an Interview

  Whole Foods CEO John Mackey: Store managers could be making ‘well over $100,000,’ without a college degree https://www.cnbc.com/2020/11/05/ceo-john-mackey-on-how-much-you-can-make-working-at-whole-foods.html SOURCE:  Catherine Clifford, CNBC  When you get to the big salary question during a job interview—an example script of what to say: Career expert https://www.cnbc.com/2021/02/10/how-to-answer-what-salary-do-you-expect-an-example-script-of-what-to-say.html SOURCE:  J.T. O’Donnell, Contributor - CNBC - Make It

Social Security 'Eligibility Age' Could Change -&- Biden's New Twitter Account (@PresElectBiden)

  The Social Security retirement age could change. What that could mean for benefits https://www.cnbc.com/2021/01/14/how-raising-the-social-security-retirement-age-could-affect-benefits.html SOURCE:  Lorie Konish, CNBC Biden launches new Twitter account ahead of inauguration https://thehill.com/policy/technology/534396-biden-launches-new-twitter-account-ahead-of-inauguration SOURCE:  Chris Mills Rodrigo, The Hill

Mandating COVID 'Vaccine Passport' May Discourage People From Getting Vaccinated -&- IRS 'Free File' Service is Officially Open

  Mandating Covid vaccine passports may scare people away from getting a shot, says ex-CDC chief https://www.cnbc.com/2021/01/14/ex-cdc-chief-dr-tom-frieden-on-mandatory-covid-vaccine-passports.html SOURCE:  Kevin Stankiewicz, CNBC  Tax season 2021: IRS Free File is open for taxpayers https://www.usatoday.com/story/money/2021/01/14/tax-season-2021-irs-free-file-open-taxpayers/4166997001/ SOURCE:  Jessica Menton, USA TODAY

Supreme Court Reinstates Abortion Pill Restrictions -&- 3 Reasons Not to Invest in Your Employer's 401(k)

  Supreme Court reinstates restrictions on abortion pill https://www.politico.com/news/2021/01/12/supreme-court-restrictions-abortion-pill-458436 SOURCE:  Alice Miranda Ollstein, POLITICO Here are 3 reasons not to save in your employer's 401(k) https://www.usatoday.com/story/money/personalfinance/retirement/2021/01/12/not-to-save-employers-401-k/115270492/ SOURCE:  Maurie Backman, The Motley Fool   (via USA TODAY)

How to Protect Your WhatsApp Account From Thieves -&- Tips for Protecting and Using Holiday Gift Cards

  How to Prevent Your WhatsApp Account From Being Stolen https://www.entrepreneur.com/article/362350 SOURCE:  Entrepreneur Magazine    Got a gift card for Christmas? Here's how to easily check the balance, protect it and other gift card tips https://www.usatoday.com/story/money/shopping/2020/12/25/check-gift-card-balance-walmart-target-starbucks-tips/3903969001/ SOURCE:  Kelly Tyko, USA Today

A New Fee Added to 'Home Refinancing' -&- Warning About an Amazon Prime 'Scam'

  Homeowners now face a new fee when refinancing https://www.yahoo.com/money/homeowners-face-new-fee-when-refinancing-213221281.html SOURCE:  Dhara Singh, Yahoo Finance Scammers are trying to rob Amazon Prime users of $800. Here's what to know. https://www.usatoday.com/story/money/2020/12/06/amazon-prime-scam-charges-what-to-know/3811708001/ SOURCE:  Susan Tompor, Detroit Free Press  (via USA Today)

NASDAQ May Delist Companies with White Male Corporate Boards -&- More Americans Paying Rent with Credit Cards...and more news...

 More personal finance advice and economic news... Companies whose boards are entirely white men could be delisted from Nasdaq's US stock exchange under new proposals (msn.com) SOURCE:  Grace Dean, Business Insider  (via MSN News) More Americans Pay Rent On Credit Cards As Lawmakers Fail To Pass Relief Bill : NPR SOURCE:  Chris Arnold, NPR Why it's dangerous for older Americans to overinvest in the market? (usatoday.com) SOURCE:  Christy Bieber,The Motley Fool  (via USA Today)

Student Loan Payments Set to Resume & How Wall Street Will React to a Biden Victory

 Update on student loan payments and post-election Wall Street... Student Loan Payments Could Be Starting Up Again — Here’s How to Clear Your Debt Fast https://moneywise.com/a/student-loan-payments-could-be-starting-up-again-heres-how-to-clear-your-debt-fast SOURCE:  Shane Murphy, MoneyWise  How Wall Street Is Likely to Greet the Biden Victory https://moneywise.com/a/biden-victory-stock-market SOURCE:  Ethan Rotberg, MoneyWise 

Election Has 401(k) Participants Very Anxious & Post-Election Uncertainty Push Dow Up 600 Points

 Updates on how this election is affecting stocks and 401(k) retirement plans... Uncertain outcome of Trump vs. Biden presidential election puts 401(k) savers on edge https://www.usatoday.com/story/money/markets/2020/11/04/wall-street-election-401-k-retirement-plans/6160939002/ SOURCE:  Susan Tompor, USA Today Dow jumps 600 points as election hangs in balance on prospect of mixed results, split government https://www.usatoday.com/story/money/2020/11/04/global-stocks-bounce-world-awaits-presidential-election-results/6158122002/ SOURCE:  Paul Davidson, USA Today

Advice for College Grads Trying to Find a Career in a Pandemic -&- Understanding Student Loan Cancellation, Default and Forbearance

I wanted to find some articles that would help college grads find careers and pay off their student debt.   College grads struggle to launch careers in a pandemic economy. 'I chose the worst year to get my life together' https://www.yahoo.com/news/college-grads-struggle-launch-careers-164400891.html SOURCE:  Abdel Jimenez, Chicago Tribune (via Yahoo News) Student loan deferment, forbearance, cancellation, and default: The full breakdown https://www.cashay.com/what-is-student-loan-deferment-forbearance-cancellation-and-default-141500158.html SOURCE:  Financial Fitness (via Cashay)

How To Transfer Your Job Skills & Re-evaluate Your Career

Knowing how to transfer your job skills has never been more important than now.  The pandemic has caused thousands of people to lose their jobs -- which has resulted in many re-evaluating careers options and skills.  A friend of mine, Kari, recently lost her job as a financial analyst for a major bank. Finding a job in the banking industry right now is really competitive because so many banks are downsizing. Although my friend is sending out resumes daily, she knows that finding a similar position at the same pay rate is going to be tough. In order to generate income, Kari is targeting freelance and contract opportunities. So far she has been able to secure a six-month contract position with a major non-profit.  If you are interested in knowing how to transfer your job skills, below are some articles that provide good advice and tips.   7 Tips For How To Job Search During The Coronavirus Pandemic https://www.forbes.com/sites/rogerma/2020/04/23/7-tips-for-how-to-...